Lifetime Care Plan

Available At Time Of Purchase:

What is Covered: In the event of an eligible Claim, We agree to provide the services
outlined below as applicable to Your Product. Restoration services may be provided in the
form of repairs, replacement, or reimbursement; at Our sole discretion and subject to the
Limit of Liability provision of this Plan.

Jewelry (Estate Items and Watches are not eligible): For jewelry Products, coverage under this Plan includes:

• Restoration services required as a result of breakage due to faulty workmanship or as a result of damage due to normal wear; such as: resetting of gemstones or diamonds; bent, broken or worn prongs; thinning or cracked ring shanks; broken clasps, bracelets or chains; broken or stretched pearl strands; broken earring backs or posts; gouges or discoloration; knotted or kinked bracelets and/ or chains.
• Refinishing and polishing; rhodium plating white gold; and chain soldering.
• Replacement of cracked or chipped stones (including center stones).
• Replacement of missing side or accent stones
• Loss of center diamonds or gemstones due to defective, worn, bent or broken setting.
• Ring soldering to another ring (does not include additions or enhancements to a
  covered ring).
• Ring re-sizing of a ring Product. Subject to a sixty (60) day waiting period beginning on Your Plan purchase date.

Maintenance and Inspections: You must ensure that all required care, maintenance, and inspection services specified in the Product's original manufacturer's warranty and/or owner's manual are performed when and as required.

Term of Coverage: Term and coverage begin on the Product purchase date and continue until our Limit of Liability has been satisfied or upon replacement of Your Product covered, then this plan shall automatically terminate with respect to such Product. The plan is void if Your Product is used as a trade-in
toward another item; however, a new plan may be purchased on the new item.

Limit of Liability: During Your Plan Term, what We will pay in connection with all Claims pursuant to this Plan will not exceed:
1.) The accumulation of costs for Product repairs and/or services equal to the purchase price, including
tax, for the Product; 2.) A one-time replacement of the Product with a product of like kind and quality; or
3.) A one-time reimbursement equal to the purchase price, including tax, of the Product.

Once any of these limits have been met, We will have satisfied all of Our obligations under this Plan. There is no deductible for repairs that do not exceed Our liability. You are responsible for any amount that exceeds Our Limit of Liability. Coverage under this Plan will not extend to any Product replacement; if You would like coverage, You must purchase another Plan.